01.08.2018

What insurance can I add to my reservation?

GO-ON Package (Zero Excess)

For carefree vacation the GO-ON Package is the right choice for you. The GO-ON Package includes all the insurance we offer in one bundled package. Additionally, the package includes Zero Excess coverage to reduce the excess amount down to Zero on damages that are covered by our insurances.

Insurances included in the package are: Collision damage Waiver (CDW), Super Collision Damage Waiver (SCDW), Gravel Protection (GP), Theft Protection(TP), Sand and Ash Protection (SAAP), and Zero Excess Protection

Excluded are any damages not covered by insurances as stated in Article 29 and 32 in the Rental Agreement and terms and conditions. See here: https://www.lagooncarrental.is/useful-information/terms/rental-agreement/

 

Example: Peter is unfortunate and slides his car to a fence when driving on a black-iced road resulting in dents and scratches on the front bumper and fender. The day after he returns the car and through inspection the dents and scratches are noticed. As Peter made the wise choice to opt for the GO-ON Package his excess amount is zero and therefore nothing is charged for the damage.


Single Protections:

Super Collision Waiver (SCDW)

SCDW reduces the excess amount of the CDW protection down to ISK 90.000 for small cars and down to ISK 120.000 for medium and large cars. The coverage covers the body of the car.

 

Example:

Peter booked his rental car with the added SCDW Protection. On his trip someone opens up a door and hits his car without notifying him, leaving a dent on the door. He returns the car with the dent. As he opted for the SCDW the excess amount reduces from ISK 350.000 to ISK 120.000.

 

Gravel Protection (GP)

Gravel roads are common in Iceland. When you are travelling outside the capital you will most likely drive on a gravel at some point. While driving on gravel road the small stones from opposite vehicles tend to hit the car. This can result in small damages to the paint of the vehicle, headlights or front windshield. Damages to the front windshield is the most common damage of rental cars in Iceland.

The Gravel Protection covers the windshield, headlights, mirrors, and the front bumper. With the Gravel Protection the excess amount for damages on the bumper, headlights, and mirrors is zero. The windshield excess amount is ISK 20.000.

Without the GP the excess amount may vary from ISK 100.000 to ISK 350.000 depending on the type of damage. If the windshield is damaged, either broken or cracked, the excess amount will for example be between ISK 75.000 – ISK 150.000.

 

Example:
Peter returns the car with a crack in the windshield. When Peter rented the car, he opted for the GP. The excess amount he must pay for the broken windshield is only ISK 20.000. If Peter had not opted for the GP he would be charged the amount a new windshield would cost, between ISK 75.000 – ISK 150.000.

 

Theft Protection (TP)

The theft of the vehicle is protected with the TP. The TP has no excess amount if the car gets stolen while in your possession.

Keep in mind that TP does not cover items stolen from the vehicle – just the vehicle itself!

 

Sand- and Ash Protection (SAAP)

You might not have heard of sand and ash damages before. However, they are real and are quite common, especially while driving on the south coast. Large part of the south coast is covered in sand and ashes. Sandstorms occur when it has been dry, and the wind is blowing. Sandstorms can damage the car paint heavily as it makes the paint look matte and without a shine, like sandblasted glass 

Cost of sand and ash damages can range between ISK 500.000 and ISK 1.500.000. The SAAP reduces the excess amount to ISK 90.000.

 

Note that SAAP is included in the GO-ON Package. So if you opt for the GO-On Package the excess amount in case of sand- or ash damage is Zero.

 

Roadside Assistance Waiver (RAW)

At Lagoon Car Rental breakdown and roadside assistance is available 24/7. In case of a breakdown, we assist customers to get back on the road as soon as possible.

 

We also offer a Roadside Assistance Waiver (RAW) which reduces the cost for any assistance to ZERO. Protecting you from unexpected service costs resulting from problems that may occur while on the road in Iceland.

 

The fee for such as service can vary from 35.000 ISK up to 450.000 ISK, depending on distance and work required.

 

With the RAW, customers are fully covered for that roadside assistance cost.

 

NOTE – RAW does not cover damage to the rental vehicle.

 

We recommend getting both our GO-ON Package (Zero Excess) and RAW for a fully carefree experience in Iceland.

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